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Documents your loan consultant may request:
- Copy of purchase contract
- Last two tax returns, plus accompanying Federal W-2 and 1099 forms
- Pay stubs for the last 30 days
- Bank and brokerage-account statements for the past three months
- IRA/Keogh/401K statements for the past three months
Other documents you may need:
- Last two federal tax returns for business if 25% or more owner
- Recent profit-and-loss statements and related documents (if you’re
self-employed).
- Transcript or diploma (if you’ve been a student in the last
two years).
- Relocation agreement (if you were transferred into the area).
- Sales contract of home you currently own
- Divorce or legal separation documents
- Bankruptcy files
- Award letter and copy of most recent check if you’re on Social
Security, retirement, disability, or if you receive funds from legal
settlement.
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